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Whether you prefer to split one bill into payments or keep a credit line ready for every visit, we have an option that fits.
Some people like to see their exact monthly payment before they commit. Others want a credit line they can tap into on every visit without reapplying. Neither approach is better. It depends on what makes sense for you. Both options are available at our service department and online.
Split your service bill into fixed monthly payments. Apply in about 60 seconds at the service desk or online. No hard credit check, no late fees, no prepayment penalty.
A revolving credit card with no annual fee that you can use at every visit. Get 6 months of deferred interest on purchases of $149 or more (when paid in full within 6 months).
Questions? Our service team can walk you through both options in person or over the phone.
Call 954-758-9803Both options let you pay for service over time. The difference is in how they work, not which one is "better." Here is a quick look at how they compare so you can decide which fits your preference.
| Feature | Sunbit | Morgan Card |
|---|---|---|
| Type | Pay-over-time (per transaction) | Revolving credit card |
| Credit Check | Soft pull (no impact) | Standard application |
| Approval Speed | ~60 seconds | Standard processing |
| Approval Rate | ~90% | Standard credit criteria |
| Payment Terms | 3-24 months (fixed) | Revolving (minimum monthly) |
| Promotional Offer | Varies by creditworthiness | 6 months deferred interest ($149+) |
| Fees | No late fees, no origination | No annual fee |
| Reusable? | No (per transaction) | Yes, ongoing credit line |
| Where It Works | Toyota of Coconut Creek service | All Morgan dealers + CFNA network |
| Best For | Unexpected or one-time repairs | Regular service customers |
Sunbit is built for that. You see your exact payment options in about 60 seconds, pick a plan, and you are done. No ongoing credit line. No annual commitment. Just a fixed payment plan for this visit.
The Morgan Auto Group Credit Card gives you a revolving credit line that is always there. Apply once, use it on every visit, and use it at Firestone, Tires Plus, and thousands of other locations when you are on the road.
Plenty of our customers carry the Morgan card for routine maintenance and use Sunbit when a bigger surprise repair comes up. They work independently, so you can use whichever fits each situation.
Both Sunbit and the Morgan Auto Group Credit Card cover any service department expense at Toyota of Coconut Creek. The goal is simple: do not let cost be the reason you put off work your vehicle needs. Routine maintenance, unexpected repairs, and everything in between are covered.
Routine services like our $35.55 oil change, fluid flushes, filters, and express maintenance visits.
New tires, tire rotations, balancing, and alignments. Keep your vehicle gripping South Florida roads safely.
Brake pads, rotors, fluid, and full brake system service. Do not postpone safety-critical work because of cost.
Major repairs and component replacements. This is where service financing makes the biggest difference.
Air conditioning repair, battery replacement, and electrical diagnostics. Essential in the South Florida heat.
Work performed at our collision center, including parts and labor for accident repairs.
Do not put off the service your car needs. Apply in minutes.
We offer two options. Sunbit pay-over-time lets you split a service bill into fixed monthly payments with a soft credit check and approximately 90% approval. The Morgan Auto Group Credit Card is a revolving credit card with no annual fee and 6 months of deferred interest on purchases of $149 or more. Both are available at our service department and online. Schedule service and ask your advisor about either option.
No. Sunbit uses a soft credit pull to check your options. It does not affect your credit score. If you accept a payment plan, on-time payments are reported to a major credit bureau, which can actually help build your credit over time.
No. The Morgan Auto Group Credit Card has no annual fee. Apply once and use it at every service visit. It is also accepted at Firestone, Tires Plus, Mavis, and thousands of other CFNA automotive retailers nationwide.
Yes. Some customers use Sunbit for larger unexpected repairs and carry the Morgan Auto Group Credit Card for routine maintenance visits. The two programs work independently, so you can choose whichever option fits each situation.
Both options cover any service department expense: oil changes, tires, brakes, engine and transmission repairs, A/C work, parts, and accessories. The Morgan Auto Group Credit Card can also be used at participating CFNA locations outside our dealership.
For Sunbit, apply online or ask your service advisor at the desk. Approval takes about 60 seconds. For the Morgan Auto Group Credit Card, apply online at CFNA.com or in person at our service department. You can also call us at 954-758-9803 and our team will walk you through both options.
Serving Coconut Creek, Coral Springs, Pompano Beach, Boca Raton, and communities across Broward and Palm Beach counties
Contact UsSunbit: APR ranges from 0% to 35.99%. A down payment is required at checkout. Financing offered by Transportation Alliance Bank Inc. dba TAB Bank. Subject to approval. Must be 18 or older. Account activity reported to a major credit bureau. Terms may vary. See store for details.
Morgan Auto Group Credit Card: 6 months promotional financing available on purchases of $149 or more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required. Morgan Auto Group Credit Card issued by CFNA. Subject to credit approval. Standard APR applies after promotional period. See cfna.com for full terms and conditions.
