How Sunbit Works
Sunbit is buy-now-pay-later technology built for auto service. You apply in about 60 seconds, see your payment options, and choose a plan that fits your budget. There is no hard credit check, so looking at your options costs nothing.
Check Your Options
Apply at the service desk or online. Sunbit uses a soft credit pull, so checking will not affect your credit score. You will get a decision in about 60 seconds.
Choose Your Plan
See your available payment options: 3, 6, 12, 18, or 24 month terms. Pick the monthly payment that works for your budget. A down payment is required at checkout.
Pay Over Time
Make fixed monthly payments. No late fees, no origination fees, no prepayment penalty. Pay it off early any time you want. On-time payments are reported to a major credit bureau.
Checking your options takes about 60 seconds and will not affect your credit score.
Check Your OptionsEverything your car needs.
Sunbit covers any expense in the service department at Toyota of Coconut Creek. From a routine oil change to a major engine repair, you can split the cost into manageable monthly payments.
Sunbit is designed to be simple. You see exactly what you will pay each month before you commit. There are no surprise charges, no gotchas, and no hard credit check just to look at your options.
Stress free to apply.
Who qualifies for Sunbit?
Sunbit is designed to work for most people. There are only a few basic requirements.
Do not put off brake work or tire replacement because of cost. Sunbit makes it manageable.
Schedule ServiceSunbit FAQ
Will applying for Sunbit affect my credit score?
No. Sunbit uses a soft credit pull to check your options. It does not affect your credit score. If you accept a payment plan, on-time payments are reported to a major credit bureau, which can help build your credit over time.
How long does Sunbit approval take?
About 60 seconds. You can apply at the service desk or online, and you will get a decision almost immediately.
What can I finance with Sunbit?
Any service department expense at Toyota of Coconut Creek, including oil changes, tires, brakes, transmission work, engine repairs, A/C service, parts, and accessories.
Is there a minimum or maximum amount?
Amounts vary. Ask your service advisor for details on the range available for your visit. Sunbit is commonly used for services ranging from routine maintenance to major repairs.
Can I pay off my balance early?
Yes. There is no prepayment penalty. You can pay off your remaining balance at any time without additional fees.
Does Sunbit report to credit bureaus?
Yes. Account activity is reported to a major credit bureau. Making on-time payments on your Sunbit plan can help build your credit history.
What if I am not approved for Sunbit?
Sunbit approves approximately 90% of applicants. If you are not approved, ask about the Morgan Auto Group Credit Card as an alternative. It is a revolving credit card with no annual fee. You can also call us at 954-758-9803 to discuss your options.
Looking for a Revolving Credit Option?
The Morgan Auto Group Credit Card is a revolving credit card with no annual fee and 6 months of deferred interest on purchases of $149 or more. Apply once and use it at every visit, plus at Firestone, Tires Plus, Mavis, and thousands of other locations nationwide. Compare both options to see which is right for you.
Learn About the CardServing Coconut Creek, Coral Springs, Pompano Beach, Boca Raton, and communities across Broward and Palm Beach counties
Schedule ServiceAPR ranges from 0% to 35.99%. A down payment is required at checkout. Financing offered by Transportation Alliance Bank Inc. dba TAB Bank. Subject to approval. Must be 18 or older. Account activity reported to a major credit bureau. Terms may vary. See store for details. Toyota of Coconut Creek, 5201 W Sample Rd, Coconut Creek, FL 33073.